Mortgage REITs offer high dividends but come with extreme volatility from interest rate swings and shrinking spreads. Understand how book value drops and funding risks impact your income before investing.
Mortgage REITs offer high dividends but come with high risk. Learn how spread risk and book value volatility impact payouts, why rates matter, and how to protect your income in today's market.
Cryptocurrency is becoming essential infrastructure in emerging markets, helping people protect savings, send remittances, and bypass broken financial systems. From Nigeria to Argentina, digital assets are replacing unstable currencies and expensive banking services.
Open banking lets you share bank account data with apps. Open finance expands that to investments, crypto, insurance, and more. Here's how the scope is growing-and why it matters for your money.
Starting to invest early unlocks the power of compound interest, turning small, consistent contributions into massive wealth over time. Learn why time matters more than how much you save.
SIM swap attacks are stealing millions by hijacking phone numbers used for SMS 2FA. Learn how to protect yourself with carrier settings, authenticator apps, and why SMS is no longer safe for banking or crypto.
Robo-advisors outperform human advisors during market crashes by reducing risk automatically, but they can't replace human advice for complex life events. Learn who should use each-and why the future is hybrid.
Card tokenization replaces sensitive card data with secure tokens, reducing fraud and boosting checkout conversions. Learn how it works, why it cuts compliance costs, and how top merchants use it to increase sales.
Hybrid robo-advisors combine automated investing with human financial advice, offering a middle ground between cheap robots and expensive advisors. Learn how they work, who they're best for, and how to choose one.
GARP investing combines growth and value strategies to find companies with strong earnings growth at reasonable prices. Learn how to use PEG ratios, avoid overvalued stocks, and build a resilient portfolio for today's market.
Peter Lynch's investing approach teaches you to find hidden stock gems by observing everyday consumer trends. Learn how to use your own life as a research tool to spot tenbaggers before Wall Street does.
Eventual consistency in financial ledgers balances scalability and reliability by allowing temporary delays in transaction updates. Learn how modern systems like Amazon QLDB and R3 Corda use design patterns to keep money safe while handling millions of transactions.
