Qualified dividend income is taxed at lower rates than ordinary dividends - 0%, 15%, or 20% - based on your income. Learn how to qualify, avoid common mistakes, and maximize your tax savings in 2025.
Biometric IDs are transforming financial access for refugees by replacing lost documents with fingerprint and iris scans, but privacy risks and infrastructure gaps remain serious challenges. Learn how these systems work, who benefits, and where they fall short.
Learn how choosing between Specific ID and FIFO for ETF tax lots can save you hundreds or thousands in capital gains taxes. See real examples, broker tips, and how to avoid costly mistakes.
Fintech is transforming insurance claims from a weeks-long hassle into a near-instant process. AI, mobile apps, and automation now settle simple claims in under two hours, cutting costs and boosting customer trust.
REITs let you invest in real estate without buying property. Get rental income, diversification, and liquidity through publicly traded trusts. Learn how they work, which types to choose, and how to avoid common pitfalls.
A clear guide to earned wage access (EWA) laws across U.S. states, covering key rules, compliance tips for employers, and what employees need to know to avoid fees and legal risks.
Understand the key differences between EU EMI and PI licenses: capital requirements, safeguarding rules, service scope, and which one fits your fintech business model. Avoid costly mistakes by choosing the right license from the start.
ECOA compliance is now critical for fintech lenders. Learn how the law applies to small business loans, what the CFPB is enforcing in 2025, and how to avoid costly penalties from algorithmic bias and improper notices.
Learn how much to save for an emergency fund, where to keep it safely, and how to build it even on a tight budget. Avoid debt and gain peace of mind with a real, accessible safety net.
Backtesting rebalancing rules helps you understand the real tradeoffs between cost, risk, and return. Learn which methods work, why most retail backtests fail, and how to build a rebalancing strategy that lasts.
Virtual cards for SMBs let you issue digital payment cards instantly, set spending limits, track every transaction in real time, and prevent fraud before it happens - all without physical cards or messy receipts.
Earned wage access may seem like a free way to get paid early, but hidden fees can cost you hundreds a year. Learn how EWA charges work, who pays them, and which providers actually offer no-fee access.
