Learn how to time your investment gains to pay zero capital gains tax using rebalancing, bracket filling, and the 0% tax rate window. A practical guide for U.S. investors to maximize after-tax returns without risky market timing.
Multi-factor authentication (MFA) is essential for fintech security. Learn which methods actually work, which to avoid, how to roll it out without user backlash, and why passwordless is the future.
GARP investing combines growth and value strategies to find companies with strong earnings growth at reasonable prices. Learn how to use PEG ratios, avoid overvalued stocks, and build a resilient portfolio for today's market.
Peter Lynch's investing approach teaches you to find hidden stock gems by observing everyday consumer trends. Learn how to use your own life as a research tool to spot tenbaggers before Wall Street does.
APIs and SDKs serve different roles in fintech development. Learn when to use each for secure, scalable, and compliant financial apps-based on real-world performance, cost, and regulatory data.
Account takeover attacks are exploding in fintech. Learn how real-time behavioral biometrics, FIDO2 authentication, and device fingerprinting stop hackers before they steal money-without frustrating real users.
Eventual consistency in financial ledgers balances scalability and reliability by allowing temporary delays in transaction updates. Learn how modern systems like Amazon QLDB and R3 Corda use design patterns to keep money safe while handling millions of transactions.
Learn how to use the P/E and PEG ratios together to spot true growth stocks and avoid overpaying. The PEG ratio adds growth context to the basic P/E, helping you make smarter investment decisions.
Third-party risk is one of the biggest threats to fintech security. Learn how vendor security assessments and continuous monitoring work, what frameworks to use, and how to avoid costly breaches from external vendors.
Learn how to set up recurring payments and subscription billing the right way in 2025-with smart retry systems, SCA compliance, clear pricing, and tools that actually work. Avoid churn, boost revenue, and keep customers happy.
Freelancers need emergency funds designed for irregular income. Learn how to build a tiered savings system that protects you during dry spells, automates savings, and keeps you from cash flow crises.
Qualified dividend income is taxed at lower rates than ordinary dividends - 0%, 15%, or 20% - based on your income. Learn how to qualify, avoid common mistakes, and maximize your tax savings in 2025.
