Author: Katie Crawford

APIs vs. SDKs in Fintech: What Developers Need to Know
13 Nov

APIs and SDKs serve different roles in fintech development. Learn when to use each for secure, scalable, and compliant financial apps-based on real-world performance, cost, and regulatory data.

Account Takeover Prevention: How Fintechs Stop Hackers Before They Strike
13 Nov

Account takeover attacks are exploding in fintech. Learn how real-time behavioral biometrics, FIDO2 authentication, and device fingerprinting stop hackers before they steal money-without frustrating real users.

Third-Party Risk: How Fintechs Do Vendor Security Assessments and Continuous Monitoring
10 Nov

Third-party risk is one of the biggest threats to fintech security. Learn how vendor security assessments and continuous monitoring work, what frameworks to use, and how to avoid costly breaches from external vendors.

Qualified Dividend Income: How Lower Tax Rates Work in 2025
9 Nov

Qualified dividend income is taxed at lower rates than ordinary dividends - 0%, 15%, or 20% - based on your income. Learn how to qualify, avoid common mistakes, and maximize your tax savings in 2025.

Real Estate Funds (REITs): How to Get Real Estate Exposure Without Buying Property
5 Nov

REITs let you invest in real estate without buying property. Get rental income, diversification, and liquidity through publicly traded trusts. Learn how they work, which types to choose, and how to avoid common pitfalls.

Equal Credit Opportunity Act Compliance for Fintech Lenders in 2025
3 Nov

ECOA compliance is now critical for fintech lenders. Learn how the law applies to small business loans, what the CFPB is enforcing in 2025, and how to avoid costly penalties from algorithmic bias and improper notices.

Emergency Fund Building: How Much to Save and Where to Keep It
2 Nov

Learn how much to save for an emergency fund, where to keep it safely, and how to build it even on a tight budget. Avoid debt and gain peace of mind with a real, accessible safety net.

Virtual Cards for SMBs: Issue, Track, and Control Spending
31 Oct

Virtual cards for SMBs let you issue digital payment cards instantly, set spending limits, track every transaction in real time, and prevent fraud before it happens - all without physical cards or messy receipts.

29 Oct

Divine Diva Delights Investing offers beginner-friendly guides on stocks, ETFs, and passive income for modern investors. Build confidence and a strong money mindset with clear, practical advice.

29 Oct

Terms of Service for Divine Diva Delights Investing: Educational investing blog offering guides on stocks, ETFs, and passive income. Learn with clear, practical insights.

29 Oct

Divine Diva Delights Investing protects your privacy with transparent data practices. Learn how we use cookies and analytics without collecting personal data. CCPA-compliant privacy policy.

29 Oct

Learn about your CCPA/CPRA rights at Divine Diva Delights Investing. Discover how to access, delete, or opt out of the sale of your personal information as a California resident.